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  • HOME
  • CONTACT
  • SERVICES
  • LEARN MORE
    • ACCIDENT FAQ
    • AUTO INSURANCE
    • CLASSIC CAR
    • FOOD TRUCK INSURANCE
    • GENERAL LIABILITY
    • INLAND MARINE
    • BLOG
  • INSURANCE QUOTE
    • AUTO/MOTORCYCLE
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What is Inland Marine Insurance?

🧰A Form of Business Equipment Protection!🧰

Inland Marine Insurance is a specialized type of property insurance that provides coverage for goods, equipment, and other movable property while in transit or stored away from the insured's primary location. Despite its name, it doesn’t involve marine or ocean transport but instead covers land-based transport and specific movable assets. 

Need Inland Marine Insurance? Contact Us Today!

Our agents are available to assist you in both English & Spanish. We are available by TEXT 24 hours a day 7 days a week.

Call or Text us at (714)736-9048

🛡️🗺️Inland marine is often referred to as a “floater” policy because its coverage follows the insured property wherever it goes. It helps cover the cost of replacing or repairing equipment if it’s stolen, lost, or damaged. This coverage extends to items regularly leaving the insured premises, whether in the custody of the insured or entrusted to a third party. Deductibles may apply.


🛡️🧰You might assume your equipment is covered under a commercial property policy, but standard commercial property insurance typically only protects items kept at the specifically listed location. Inland marine insurance fills this gap by protecting your property when it’s on the go or stored at non-owned premises, such as job sites.


Key Features:

  • Coverage: Protects items like tools, equipment, electronics, fine art, and more.
  • Purpose: Ideal for businesses frequently moving goods or equipment between locations.
  • Flexibility: Covers transportation methods such as air, rail, truck, and car, as well as property at job sites or temporary storage.


Inland Marine Insurance is an essential safeguard for businesses with valuable property in transit or at multiple locations. 


🛠️💸A deductible is the amount you pay out of pocket before your insurance kicks in to cover the remaining cost of a claim.

Example:

  • If your deductible is $500 and your covered claim is $2,500, you pay $500, and your insurance covers the remaining $2,000.


Choosing a higher deductible may lower your monthly premium, but it means paying more out of pocket for a claim.


  • 🏗️Construction Companies  
  • 📦Moving and Storage Companies  
  • 🎉Event Planners 
  • 🌳Landscaping Businesses 
  • ✨Restoration Companies 
  • 🛻Towing Companies 
  • 💻Technology and IT Companies
  • 🚿Plumbers
  • 🧹Janitorial Services
  • 🏠Flooring 
  • 🏠Roofing
  • 💈Barbers
  • 🖼️Screen Printing
  • 🍽️Restaurants
  • 🍽️Catering Businesses 


And many more, your business may use it too! Contact us to see about potential coverage!


If you are unsure how Inland Marine Insurance supplements your other insurance, Text or Call so we can help you with your insurance needs. 


 

Disclaimer: The information provided on this website is for informational purposes only and is not guaranteed to be accurate, complete, or up-to-date.  Street Smart Insurance Solutions assumes no liability for errors or omissions in the content provided. 

Street Smart Insurance Solutions

6881 Stanton Avenue Suite C-2, Buena Park, California 90621, United States

Text or Call 714-736-9048

Copyright © 2025 Streetsmart Insurance Solutions - All Rights Reserved.

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